Terms of Use


  1. Download

Certain downloads of Newsletter, Annual Report, and Application Form of this Site may be used for reference and related application.  KSA shall not be liable for any consequential damage in the results of transmission incapability, virus attack, communication line failure, and software incompatibility.


  1. Link

This Site may contain hyperlinks to other websites.  KSA has no control and responsibility over the separate terms and privacy policies set out by other websites.  User should review those policies before proceeding any information access or transaction with any of these third parties.  Those hyperlinks, if any, are provided solely as the purpose of convenience to user.  KSA has no obligation and responsibility to any loss of damage in the result of any access to any other hyperlinked websites via this Site.


  1. Copy

The information may be protected under the Hong Kong and International copyright laws, unless otherwise indicated, KSA has the exclusive ownership of all contents in any formats, such as text, music, newsletter, photos and forms, on this Site.  This Site or any portions of this Site should not be reproduced, duplicated, copied, distributed, published or exploited for any commercial or public purpose without prior written consent of KSA.